Fires and floods are unexpected, so you’ll want the most accurate information when they happen. Yet common misconceptions can lead you to make costly mistakes that jeopardize the safety of your home and reduce the value of your property. We would like to clear up a few misconceptions about fire and flood damage restoration that we’ve learned about over time.
Misconception #1: Insurance Will Cover Everything
Many people pay home insurance and other types of insurance, assuming it will cover every damage caused by fires and floods. However, each insurance varies by its policy. According to the Federal Emergency Management Agency (FEMA), although an inch of flooding can cause damages of up to $25,000, the average home insurance doesn’t cover flood damage. Insurance typically does not cover undeclared variables and additional living expenses beyond policy limits. Some insurance policies also decline to cover outdoor and landscaping fixtures such as sheds and fences.
Misconception #2: DIY Fixes is Enough
Fires and floods leave significant damage in a homeowner’s pocket. Thus, keeping restoration costs as low as possible may make sense. While DIY approaches can fix minor and superficial issues, they may not solve the underlying issues. DIY fixes can minimize damage by cleaning spillages and removing wet carpets, but some major problems are best left to the pros. If you have a significant fire or flood incident, a professional assessment can help you figure out the restoration process. Call a local service specialing in disaster remediation like our example below for structural damage and electrical systems assessment.
Misconception #3: The Smoky Smell Will Disappear on Its Own
The smoke in a fire comes from the incomplete combustion of materials such as plastic and wood. You may assume this smoky odor will disappear because you opened all the windows and doors or used air fresheners. However, according to the U.S. Forest Service, smoke consists of small microscopic particles, gas, and vapor. These particles in particular settle on walls, furniture, and in the air. Professionals can help remove the odors by deep cleaning and using special air filters.
Misconception #4: Restoration is the Same as Quick Cleanup
Cleanup involves removing debris and visible waste, but restoration returns things to normal. Quick cleanups have a surface-level focus and often involve little or no assessment. Restoration goes beyond the surface to restore the property to its pre-damage condition. It focuses on structural integrity, health and safety concerns, and hidden damage. If you need property restoration, it’s best to work with professionals who do similar work to ensure your home is safe and functional.
Take Away
Uncovering the truth behind common misconceptions about fire and flood damage is the first step toward a better response to property-damaging incidents. Having a reliable restoration company can help clear up misconceptions after experiencing damage. Accurate information not only enables you to avoid costly mistakes but also allows you to manage your expectations.
If you have experienced a fire, flood, or really any disaster to your home that may require reconstruction and recondition, it’s going to be natural to worry. Call Valley Restoration and Construction or another service local to you to help you restore your property’s pristine look and put that worry behind you.